Getting pre-approved is extremely important if you're serious about purchasing a property.
It’s simple, easy and free.
You’ll receive a conditional commitment from a lender and it will give you a good idea of the budget you should work with and what neighbourhoods you can afford.
A pre-approval will also give you the confidence to make realistic decisions once you’re out there searching.
If you're thinking about looking for a property, reach out to get the pre-approval process started today!
I know mortgages inside and out and I will most definitely find the right one for you. I have access to endless mortgage products which means you can rest assured knowing that you didn't miss out on a better option. Whether you're a first time home buyer or an experienced investor, purchasing a home may be the single most important financial decision you'll ever make. It may sound intimidating, but I’ll make sure the process is easy and smooth. I’ll negotiate on your behalf and walk you through all of the available options. When you first walk through your door, you'll feel the joy of knowing that you got the best mortgage product that best suits your needs, wants and goals.
Refinancing your mortgage can be extremely valuable for the right reasons. This could be taking advantage of lower interest rates, consolidating your debts into one payment, increasing monthly cash flow, help you purchase a rental property, free up cash to make a large purchase, renovate your home etc. A refinance means that you want or need to renegotiate your existing mortgage in order to replace it with a new one that is a better fit for you. It can be done at any time during your mortgage term, or at renewal time, all of which would have different fees or penalties. I will take a look at your current situation, walk you through the pros and cons, and outline any benefits to help you decide if a refinance is right for you.